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How can I find a property for sale?


You can find a property for sale through the website of estate agencies or directly through their offices, from developers or from your network.

How can I buy a house or apartment?

After researching the property you want to buy is done, a lawyer’s appointment is necessary to complete the contracts. The lawyer will handle the transaction and ensure everything is set.

What is the first step of the home buying process?

Getting pre-approved for a mortgage is the first step in the home buying process.

First, you need to know how much home you can afford, so you can narrow down online home searching to suitable properties, thus you don’t waste time considering homes that are not within your budget. Then, the loan estimate from your lender will show how much money is required for the down payment and cost costs.

How long does it take to buy a home?

Typically, most conveyancing transactions in Cyprus take 3 to 6 months. We conclude most of our straightforward transactions in around 30-45 days. With our innovative Fast Conveyancing Initiative, we can do the conveyancing in 10-15 days or even less on certain occasions. Timing depends on the availability of funds, the cooperation of the involved parties (buyer, seller and their lawyers) and the date on which the seller wishes to vacate the property.

What do I need to pay if I buy a property?

Things you may have to pay when you are buying a property:

  1. The purchase price
  2. Transfer fees, unless the property is new, it has a VAT instead of Transfer Fees
  3. Legal Fees, VAT and expenditures
  4. Cost of connection of utilities
What do I need to pay if I am selling a property?

Things you may have to pay when you are selling a property:

  1. Legal fees, VAT and expenditures
  2. Outstanding mortgages
  3. Balances to utility authorities
  4. Agent’s commission
  5. Immovable Property Tax if you held the property
  6. If it is in a building block or project with communal areas, a management committee.

Also, the law says that an Energy Efficiency Certificate must be delivered by the seller of the property, but some buyers don’t insist on this.

Can I pay for the property I am buying with other currencies?

You can pay for the property you are buying with other currencies if both the seller and the buyer of the property agree.

Do I need to come to Cyprus at all if I am buying or selling a Property?

Everything can be done by distance during the process of conveyancing, so there is no need for you to come to Cyprus if you want to buy or sell a property.

What happens if I change my mind after paying the reservation deposit of a property?

The procedure is that the property buyer loses the deposit money if they back down after paying the deposit. However, the seller may agree with the buyer to return their money, but this is mainly unlikely to happen.

How long does a reservation deposit take the property off the market?

For around 30 days or as otherwise agreed, it takes the reservation deposit of the property off the market. This allows for searches to be carried out and the transfer of further funds to sign contracts.

How much do I have to pay an agent to help me buy a house?

For most home sales, there are two real estate agents involved in the deal. Listing brokers represent sellers and charge a fee to represent them and market the property. The listing broker compensates agents for bringing home buyers to the table. When the home is sold, the listing broker splits the listing fee with the buyer’s agent.

What is the Cyprus title deed procedure?

It starts with an application for the division of the Land to become a plot suitable for construction. Then to start the building, planning and building application are necessary to obtain. Moreover, for the final approval certificate to be issued, the authorities will examine whether the construction has been made according to the licenses and the terms are observed, and the building is finished.

Can I buy a property without a title deed?

It depends on the reason why the property does not have a title deeds.

What do they mean when referring to "blocked title deed process"?

The property buyers are allowed to apply directly to the Land Registry to get their title deed transferred onto their names and bypass any issues the developer may have had and block the process of the transfer of the act to the buyers. This was a law which the Cypriot Parliament voted.

What happens if the property I want to buy is mortgaged?

There are some situations where the mortgage on the property may be an obstacle that is impossible to overcome. Although, we will make sure that the mortgage is lifted if the mortgage amount is less than the purchase price. On the other hand, the bank would have to agree to remove the mortgage for less if it is for more.

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